The fragmented jurisprudence following the Shriram case, where tribunals stepped in to harmonize overlapping statutes, underscores the urgent need for regulatory clarity. Given the legislative silence on cross-sector mergers and the potential risks identified by IRDAI, a forward-looking solution should be regulatory.

This article focuses on the insurance subsidiaries under RCap, in light of the newly introduced IRDAI regulations.

Per the author, the e-KYC aggregator does not seem to fulfil a distinct need.

The author discusses several approaches taken by IAIS and IRDAI, argues the need for a regulatory framework for D-SIIs and suggests reforms.

Authors discuss the key changes proposed by the draft IRDAI e-Insurance Regulations.

[Aman Bahl is a student at Maharashtra National Law University, Nagpur.] Almost a year after being tabled in Parliament, the Financial...