Although the DPDPA encourages enhanced trust between consumer and financial service provider, it also brings heavy compliance burdens.

Abstentions should neither be automatically counted nor entirely disregarded within the CoC. A conditional inclusion model, which allows initial inclusion but limits the influence of repeated or strategic abstention, offers the most balanced reform under the IBC.

The RBI’s decision to allow banks to fund corporate acquisitions has been hailed as a sign of financial maturity. Yet, beneath the optimism lie significant prudential and synergistic concerns.