FLDG Guidelines Pushes Fintech’s Quest for NBFCs License
What seems to be most optimal for LSPs is to form partnerships with entities that are less likely to exploit and more inclined to cooperate.
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Anika Kumar
- Nov 11
- 6 min
e-KYC Aggregator: The Inelegant Solution
Per the author, the e-KYC aggregator does not seem to fulfil a distinct need.
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Ananya Tewari
- Oct 13
- 5 min
RBI’s Compromise Settlement Move: Detrimental or Right-on Track?
The new policy gives the idea of maximizing the possible recovery from a person termed as wilful defaulter or fraud with minimum expense.
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Parth Kantak
- Sep 9
- 7 min
Testing National Financial Information Registry Framework on the Touchstone of Data Protection Law
The successful implementation of NFIR policy is fundamental since it has potential to improve India’s credit landscape.
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Nikita Parihar
- Aug 29
- 5 min
Navigating the Card Payment Landscape: Decoding RBI's Circular on Card Network Agreements
RBI should work towards creating a competitive landscape that empowers customers to make informed choices regarding card network providers.
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Tarpan Soni, Shivi
- Aug 21
- 6 min
Analyzing the RBI FLDG Guidelines
This article first describes what an FLDG arrangement is and then analyzes the guidelines on the same.
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Sibasish Panda, Ayush Shandilya
- Aug 6
- 7 min
Viewing the RBI's New DLG Guidelines through a Fintech Company’s Lens
Although there are a few uncertainties here and there, the fintech companies have welcomed the guidelines with full vigor.
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Ojasav Chitranshi, Deesha Reshmi
- Jun 24
- 6 min
Flip Structure in the New Overseas Investment Regime: A Wise Move Or Bigger Threat
Authors examine flip structures and explore the reasons behind their increasing popularity against the backdrop of the new OI regime.
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Sakshi Garg
- Jun 11
- 8 min
Winning Entry: The New OI Regime: An Opportunity for Round Tripping
Received as part of IRCCL Blog Writing Competition 2022-23, the article discusses the new overseas investment regime.
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Siddharth Sengupta, Tanay Dubey
- May 11
- 7 min
Issuance of Green Bonds in India: Protecting the Environment at the Expense of Commercial Prudence?
This article assesses the measures taken by the Indian government to promote green financing.
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Shikhar
- Mar 2
- 6 min
The ‘Fit and Proper’ Onus – A Sufficient Defence Against Hostile Takeovers?
The onus of assigning a ‘fit and proper’ status being on the concerned banking company, would act as a hostile takeover defence.
379
Aashna Shah, Priyanshi Jain
- Nov 6, 2022
- 5 min
Resolving the Conundrum Around Buy-Now-Pay-Later
Authors explore the regulatory framework for BNPL and analyse plausible reasons for imposing a ban on loading of PPIs through credit lines.
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Muhammed Ijaz
- Nov 6, 2022
- 6 min
All is Well, Except 'Control': A Critical Review of ‘Revamped’ Overseas Investment Framework
The article examines the revamped overseas investment framework.
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Hrithik Merchant
- Oct 11, 2022
- 5 min
How LBOs Can Be the Answer to India's NPA Crisis
The lack of conducive regulatory conditions for LBOs have resulted in minority investment based private equity model in India.
328
Prateek
- Sep 17, 2022
- 5 min
RBI’s Double-Edged Sword: The Digital Lending Guidelines
There is need to create trust in the lending sector to normalise undertaking credit, author notes.
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Jeezan Riyaz, Aakash Arun Rao
- Jul 23, 2022
- 6 min
Ban on Loading PPIs from Credit Lines: A Bewildered Space
The post analyzes RBI’s master direction on PPIs while scrutinizing the ever-expanding partnership model between NBFCs and fintech companies
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Mehak Jain, Arush Mittal
- Feb 28, 2022
- 7 min
Scale-Based Regulatory Frame(works)? Analysis of RBI’s Revised Regulatory Framework for NBFCs
Authors aim to analyse the 4 main changes under the Scale-Based Regulations that would be applicable to NBFCs.
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Harshitha Rathod, Suneha Kasal
- Feb 26, 2021
- 6 min
Analysis of Unregulated Digital Lending and the Way Forward
The authors examine the regulatory gaps that have purportedly allowed lending apps to take up exploitative practices.
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Kartik Aggarwal, Sharmishtha Sharma
- Oct 27, 2020
- 6 min
Cryptocurrency: Regulatory Issues in India
[Kartik and Sharmishtha are students at Symbiosis Law School, Noida.] Cryptocurrencies are digital tokens used as a medium of exchange,...
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Himani Singh
- Mar 16, 2019
- 5 min
De-stressing the Stressed Assets in Public Sector Banks
[Himani Singh is a legal consultant at YES Bank Limited.] The Indian banking sector is plagued with high-risk loans, reducing capital...
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IRCCL Blog
- Jan 26, 2019
- 5 min
Analysing the Contours of Masala Bonds
[Aman Gupta is a third-year student at NLU Jodhpur.] In 2015, the Reserve Bank of India (RBI) introduced a new kind of external...
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Moksh Ranawat, Aman Guru
- Jan 15, 2019
- 5 min
The Problem of Non-Performing Assets in the Power Sector: ‘Brighter’ Times Ahead?
[Moksh Ranawat and Aman Guru are students at Symbiosis Law School, Pune.] The problem of non-performing assets (NPAs) in the power sector...
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Devansh Srivastava
- Nov 18, 2018
- 6 min
Power Sector NPAs: RBI Bats for the IBC Route if Banks Fail to Table a Time-bound Resolution Plan
[Devansh Srivastava is a fourth-year student at NLIU Bhopal.] With the aim of resolving stressed assets in the economy, the Reserve Bank...
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Aman Bahl
- Aug 13, 2018
- 4 min
FRDI: The Bill that Alarmed Bank Customers across India
[Aman Bahl is a student at Maharashtra National Law University, Nagpur.] Almost a year after being tabled in Parliament, the Financial...
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