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From Masking to Disclosure: RBI Shakes Up NBFC Investments and AIF Structures
The RBI’s notification may look harsh, but it perfectly curbs the issue of evergreening.
Shubham Singh
Jan 16, 20244 min read
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Crossing Borders, Crossing Compliance: The Indian PA-CB Revolution
The new PA-CB regulations overhaul cross-border payments, centralizing and regulating them.
Raashi Sanjay Sarupria
Jan 10, 20246 min read
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FLDG Guidelines Pushes Fintech’s Quest for NBFCs License
What seems to be most optimal for LSPs is to form partnerships with entities that are less likely to exploit and more inclined to cooperate.
Prashant Dound
Nov 18, 20236 min read
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e-KYC Aggregator: The Inelegant Solution
Per the author, the e-KYC aggregator does not seem to fulfil a distinct need.
Anika Kumar
Nov 11, 20236 min read
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RBI’s Compromise Settlement Move: Detrimental or Right-on Track?
The new policy gives the idea of maximizing the possible recovery from a person termed as wilful defaulter or fraud with minimum expense.
Ananya Tewari
Oct 13, 20235 min read
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Testing National Financial Information Registry Framework on the Touchstone of Data Protection Law
The successful implementation of NFIR policy is fundamental since it has potential to improve India’s credit landscape.
Parth Kantak
Sep 9, 20237 min read
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Navigating the Card Payment Landscape: Decoding RBI's Circular on Card Network Agreements
RBI should work towards creating a competitive landscape that empowers customers to make informed choices regarding card network providers.
Nikita Parihar
Aug 29, 20235 min read
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Analyzing the RBI FLDG Guidelines
This article first describes what an FLDG arrangement is and then analyzes the guidelines on the same.
Tarpan Soni, Shivi
Aug 21, 20236 min read
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Viewing the RBI's New DLG Guidelines through a Fintech Company’s Lens
Although there are a few uncertainties here and there, the fintech companies have welcomed the guidelines with full vigor.
Sibasish Panda, Ayush Shandilya
Aug 6, 20237 min read
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Flip Structure in the New Overseas Investment Regime: A Wise Move Or Bigger Threat
Authors examine flip structures and explore the reasons behind their increasing popularity against the backdrop of the new OI regime.
Ojasav Chitranshi, Deesha Reshmi
Jun 24, 20236 min read
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Winning Entry: The New OI Regime: An Opportunity for Round Tripping
Received as part of IRCCL Blog Writing Competition 2022-23, the article discusses the new overseas investment regime.
Sakshi Garg
Jun 11, 20238 min read
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Issuance of Green Bonds in India: Protecting the Environment at the Expense of Commercial Prudence?
This article assesses the measures taken by the Indian government to promote green financing.
Siddharth Sengupta, Tanay Dubey
May 11, 20237 min read
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The ‘Fit and Proper’ Onus – A Sufficient Defence Against Hostile Takeovers?
The onus of assigning a ‘fit and proper’ status being on the concerned banking company, would act as a hostile takeover defence.
Shikhar
Mar 2, 20236 min read
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Resolving the Conundrum Around Buy-Now-Pay-Later
Authors explore the regulatory framework for BNPL and analyse plausible reasons for imposing a ban on loading of PPIs through credit lines.
Aashna Shah, Priyanshi Jain
Nov 6, 20225 min read
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All is Well, Except 'Control': A Critical Review of ‘Revamped’ Overseas Investment Framework
The article examines the revamped overseas investment framework.
Muhammed Ijaz
Nov 6, 20226 min read
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How LBOs Can Be the Answer to India's NPA Crisis
The lack of conducive regulatory conditions for LBOs have resulted in minority investment based private equity model in India.
Hrithik Merchant
Oct 11, 20225 min read
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RBI’s Double-Edged Sword: The Digital Lending Guidelines
There is need to create trust in the lending sector to normalise undertaking credit, author notes.
Prateek
Sep 17, 20225 min read
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Ban on Loading PPIs from Credit Lines: A Bewildered Space
The post analyzes RBI’s master direction on PPIs while scrutinizing the ever-expanding partnership model between NBFCs and fintech companies
Jeezan Riyaz, Aakash Arun Rao
Jul 23, 20226 min read
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Scale-Based Regulatory Frame(works)? Analysis of RBI’s Revised Regulatory Framework for NBFCs
Authors aim to analyse the 4 main changes under the Scale-Based Regulations that would be applicable to NBFCs.
Mehak Jain, Arush Mittal
Feb 28, 20227 min read
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Analysis of Unregulated Digital Lending and the Way Forward
The authors examine the regulatory gaps that have purportedly allowed lending apps to take up exploitative practices.
Harshitha Rathod, Suneha Kasal
Feb 26, 20216 min read
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Cryptocurrency: Regulatory Issues in India
[Kartik and Sharmishtha are students at Symbiosis Law School, Noida.] Cryptocurrencies are digital tokens used as a medium of exchange,...
Kartik Aggarwal, Sharmishtha Sharma
Oct 27, 20206 min read
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De-stressing the Stressed Assets in Public Sector Banks
[Himani Singh is a legal consultant at YES Bank Limited.] The Indian banking sector is plagued with high-risk loans, reducing capital...
Himani Singh
Mar 16, 20195 min read
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Analysing the Contours of Masala Bonds
[Aman Gupta is a third-year student at NLU Jodhpur.] In 2015, the Reserve Bank of India (RBI) introduced a new kind of external...
IRCCL Blog
Jan 26, 20195 min read
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The Problem of Non-Performing Assets in the Power Sector: ‘Brighter’ Times Ahead?
[Moksh Ranawat and Aman Guru are students at Symbiosis Law School, Pune.] The problem of non-performing assets (NPAs) in the power sector...
Moksh Ranawat, Aman Guru
Jan 15, 20195 min read
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